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One of the most difficult challenges in life is planning for “unforeseen” events. As part of their strategic planning process, many corporations create contingency plans. Why don't families follow the same steps? Typically, they are just too busy with their day-to-day activities. And, often, discussions about risks involve unpleasant topics.
The goal of personal risk management is straightforward: to understand the risks that could prevent you from meeting your goals and the options for addressing those risks, and then create strategies to minimize their impact.