Investment Planning
Families have seen many changes in the investment marketplace in their lives: the number of financial products has multiplied, investment choices are more complicated, access to information is easier and information is more detailed. They have lived through several recessions, long stretches of prosperity, markets with both strong and poor performance, bubbles and volatility.
The goal of investment planning is very simple: to increase the probability that your family will meet its goals by creating an investment strategy that is specifically tied to your objectives. We know that achieving meaningful and long lasting financial independence requires sound investing. We use a disciplined and structured approach that is tailored to assist you in helping towards meeting your individual goals and objectives. Our primary role in your investment planning is to understand your situation, and then provide you with the information, advice and solutions you need to make empowered decisions that will hold financial independence as their core tenet both today and in the future.
Our services in this area include, but are not limited to:
- Create an Investment Policy Statement that is tied to your family's specific objectives
- Coordinate all of your resources (401k, IRA, ROTH IRA, real estate, annuities, taxable investments, life insurance, etc.) to support your investment strategy
- Decrease the impact that income taxes have on investment return both before and after you begin taking income
- Minimize portfolio risk for the target return or optimize portfolio return for the risk you are comfortable taking
- Calculate the probability that various strategies will allow you to help meet your financial objectives
- Decrease your chance of failure by not getting caught up in the most popular investment choice of the day
- Choose money managers who have successful track records as a result of skill rather than luck
- Reduce the probability of getting off track by learning how to review your success (or failure) and establishing steps to improve the situation